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No health card

Walk-in clinic in Toronto if you have no health card

You can be seen without an OHIP card. What changes is how the visit is paid for. Here is how it works for people who forgot the card, people who are new to Ontario, and people who are not covered by OHIP.

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The short answer

A walk-in clinic in Toronto does not turn you away for not having a health card in your wallet. At 750 Dundas St W, Toronto the visit is billed to OHIP if you have it. UHIP, GuardMe and other private insurance are billed directly where possible; if the clinic can't bill your plan, you're told before the visit. With no coverage the visit is self-pay, and travellers with no insurance pay a flat fee. To confirm the current fee, call (416) 681-0444.

Walk-in registration runs Monday and Thursday 9:30 am – 12:00 pm · 2:00 pm – 4:00 pm; Tuesday, Wednesday and Friday 3:00 pm – 7:00 pm; Tuesday and Saturday, with Dr. Grewal 9:00 am – 12:00 pm, with no appointment and no referral. Live hours and the midday closure are on the hours page.

This page is not medical advice. For anything life- or limb-threatening, call 911 or go to the nearest emergency department. Toronto Western Hospital is directly across the street.

Are walk-in clinics free in Ontario?

For people covered by OHIP, largely yes. Ontario says that whether you see your own doctor or a doctor at a walk-in clinic, OHIP covers the full cost of your services as long as they are medically necessary.

That covers insured services, not everything a clinic might be asked for. A sick note is not an insured service in Ontario, so a fee applies; call for the current fee. More on prescription renewals and sick notes.

I have OHIP but I forgot or lost my card

Your health card is how OHIP coverage is shown: Ontario says to expect to show it each time you see a doctor. If you have it at home, the simplest fix is to bring it with you. If you do not have it with you, call (416) 681-0444 before you come and ask how your visit will be handled.

If the card is lost, stolen, damaged or expired, Ontario sets out the steps. A red and white card is replaced at a ServiceOntario centre. A photo card that has not expired can be replaced by phone if your name and address have not changed, and an expired photo card is replaced at a centre. Renewing a health card is free, can be done online with a valid driver’s licence or Ontario Photo Card, and the new card is mailed in about 4 to 6 weeks. See Ontario’s pages on renewing and replacing a card.

Without OHIP: new to Ontario, visiting, or coverage ended

If you are new to Ontario, Ontario says there is no longer a waiting period for OHIP: if you are eligible, coverage is immediate. To qualify you must meet the minimum residency rules and at least one additional requirement, such as being a Canadian citizen, a permanent resident, or holding certain work permits. You apply in person at a ServiceOntario centre. The full list of who qualifies and what to bring is on Ontario’s OHIP application page.

Visitors to Ontario from other provinces or from outside Canada do not qualify for OHIP, and Ontario recommends private medical insurance for the trip. If you were away from Ontario for an extended time, Ontario says you may have to reapply at a ServiceOntario centre.

Many international students are covered by a university or private plan instead. UHIP and GuardMe are accepted here; the details are on the UHIP and GuardMe page and the differences between OHIP and UHIP are explained in OHIP vs UHIP in Ontario.

Self-pay: what to expect

If you have no OHIP, UHIP or GuardMe coverage, the visit is self-pay. Call (416) 681-0444 for the current fee rather than relying on a number from a third-party listing; fees can change, and this page deliberately does not quote one. Travellers visiting Toronto with no insurance are charged a flat fee; call to confirm the amount.

If your OHIP application is in progress, or you want to register as a patient before your card arrives, call and ask. That situation is handled case by case, and the clinic will tell you what applies before you attend. Flu shots have no charge here with OHIP, UHIP, GuardMe, Morcare or other insurance; only uninsured visitors from outside Ontario pay, and are told in person first. The flu shot page has the details.

Other care for people with no health insurance

Ontario describes community health centres as non-profit organizations that focus on people who face barriers to care, including people who do not have health insurance. There are centres across Toronto, and Ontario’s page lists their addresses and phone numbers. Programs differ from one centre to the next, so call before you go and ask what is available to you.

Seeing a family doctor, not only a walk-in

If you will be in Toronto long term, a family doctor who knows you is a better fit than repeated walk-ins. Dr. Hashim is accepting new patients; here is how to enrol. For the general differences, read walk-in clinic vs family doctor, or what a walk-in visit covers.

Common questions

Yes, you can be seen at 750 Dundas St W, Toronto. How the visit is paid for depends on your situation: OHIP if you have it; UHIP, GuardMe or other private insurance, which the clinic bills directly where it can (if it can't, you're told before the visit); and self-pay otherwise. Travellers with no insurance pay a flat fee. Call (416) 681-0444 if you are not sure which applies to you.

Call (416) 681-0444 for the current fee. This page does not list a price, so you can get the figure that applies on the day. If you hold UHIP or GuardMe, tell reception when you call so they can confirm how your plan is handled.

For people with OHIP, medically necessary visits are covered. Ontario says OHIP covers the full cost of a doctor's services, including at a walk-in clinic, as long as they are medically necessary. Some services are not insured, such as sick notes, and carry a fee.

Call (416) 681-0444 before you come and ask how your visit will be handled. If the card is lost, expired or damaged, ServiceOntario handles replacement and renewal, and Ontario says renewing a health card is free.

Yes. UHIP and GuardMe are accepted at 750 Dundas St W, Toronto. Bring your policy details. International students and newcomers can read more on the UHIP and GuardMe page.

Ontario lists people who do not have health insurance among the groups that community health centres focus on. Ontario's page lists the centres and their phone numbers; call one to ask what it offers, because programs vary from centre to centre.

Sources

See a doctor at 750 Dundas St W #11.

Book online through the Appletree patient portal, or call the clinic.